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Here’s Why You Should Buy Life Insurance for Your College Student

Here’s Why You Should Buy Life Insurance for Your College Student

A college student does not typically have children or debt, other than student loans. With no dependents who rely on them, why would you buy life insurance for a child in college? No one wants to consider the death of a child. However, should this tragedy occur in your family, if you have co-signed on any loans, it can become a problem. On the positive...

What to Look For When Choosing a Primary Doctor

What to Look For When Choosing a Primary Doctor

Your primary doctor is the professional who has the responsibility to care for you over the years. The ideal situation is a primary care doctor who knows you, is familiar with your medical history, any conditions, allergies, lifestyle, and personality. Ideally, your primary care doctor is more than just a doctor, but over time, becomes a friend you trust for guidance and support throughout the...

7 Steps to Prepare for Retirement

7 Steps to Prepare for Retirement

You have worked for most of your life and are likely looking forward to the freedom of retirement years. You may have plans to travel, spend more time with relatives, or spend more time on the hobbies you enjoy. When retirement is on the horizon, planning can make a significant difference in your quality of life. Plan for Early Retirement Many people are forced to...

How Does My Health Impact My Insurance?

How Does My Health Impact My Insurance?

The health insurance industry was radically changed with the passage of the Affordable Care Act. Prior to the passage of this law, a person who had a health condition was typically denied insurance coverage – a financial disaster for families, many of whom were forced to file bankruptcy due to medical bills. It was a monumental change in the health insurance industry when the law...

Do I Have to Choose a Beneficiary? What You Need to Know

Do I Have to Choose a Beneficiary? What You Need to Know

When you purchase a life insurance policy, you must name a beneficiary, or several. The listed beneficiary is the person who will receive the death benefits should you pass away before you time. A sudden death due to an accident or illness leaves the family bereft, but the life insurance benefit allows them to move forward without suffering serious financial problems. The benefits are not...