Can you afford to be hospitalized?
A hospital stay can be traumatic – to protect your health, your wallet, and your family. Even if you have other medical insurance, there will most certainly be costs that aren’t covered. A hospital indemnity insurance plan provides you with supplemental cash benefits you can use however you want. It provides peace of mind by offering customized protection that pays benefits in your time of need.
Hospital Indemnity insurance pays you a benefit for each day you’re in the hospital. This coverage is very flexible.
- The number of days (6,7,8,9,10,21, or 31)
- The cash benefit amount per day (from $100 to $600 per/day)
It also pays cash benefits for:
- Travel to the hospital or medical facility and/or hospital stay
- Inpatient mental health services
- Observation unit monitoring
- Emergency room services for injuries
Or course, there can be many other costs associated with hospitalization. Hospital Indemnity insurance also allows you to choose optional benefits at an additional cost, including:
- Ambulance or urgent care center services
- A cancer diagnosis
- Outpatient surgery
- Outpatient therapy and chiropractic
- Skilled nursing services
Whatever your need, a Hospital Indemnity plan can be customized to provide you with cash benefits to help protect your savings just when you need it the most.